Call reports 2007
UNITED SECURITY BANK — 2007
What UNITED SECURITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 134,212,000 | 133,120,000 | 138,227,000 | 136,457,000 |
| Total loans | 111,574,000 | 111,598,000 | 117,057,000 | 116,212,000 |
| Allowance for loan losses | 1,066,000 | 1,100,000 | 1,156,000 | 2,116,000 |
| Securities available for sale | 9,178,000 | 8,995,000 | 9,208,000 | 8,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,115,000 | 114,911,000 | 116,213,000 | 117,326,000 |
| Interest-bearing deposits | 103,481,000 | 105,073,000 | 106,048,000 | 108,394,000 |
| Noninterest-bearing deposits | 10,634,000 | 9,838,000 | 10,165,000 | 8,933,000 |
| Equity capital | 9,175,000 | 9,422,000 | 10,375,000 | 9,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,504,000 | 8,238,000 | 10,996,000 |
| Interest expense | 1,268,000 | 2,593,000 | 3,932,000 | 5,369,000 |
| Net interest income | 1,429,000 | 2,911,000 | 4,306,000 | 5,627,000 |
| Noninterest income | 122,000 | 241,000 | 362,000 | 124,000 |
| Noninterest expense | 731,000 | 1,428,000 | 2,150,000 | 2,954,000 |
| Provision for loan losses | 115,000 | 160,000 | 215,000 | 2,035,000 |
| Pretax income | 705,000 | 1,564,000 | 2,303,000 | 762,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 705,000 | 1,564,000 | 2,303,000 | 762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,230,000 | 9,705,000 | 10,443,000 | 9,303,000 |
| Total capital | 10,296,000 | 10,805,000 | 11,599,000 | 10,697,000 |
| Risk-weighted assets | 102,580,000 | 103,915,000 | 111,216,000 | 110,778,000 |