Call reports 2006
UNITED SECURITY BANK — 2006
What UNITED SECURITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 114,731,000 | 116,238,000 | 121,475,000 | 129,867,000 |
| Total loans | 98,334,000 | 97,964,000 | 105,998,000 | 112,332,000 |
| Allowance for loan losses | 971,000 | 1,003,000 | 1,048,000 | 1,112,000 |
| Securities available for sale | 8,617,000 | 8,914,000 | 9,122,000 | 9,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,923,000 | 103,728,000 | 104,932,000 | 108,270,000 |
| Interest-bearing deposits | 91,144,000 | 93,419,000 | 92,394,000 | 98,743,000 |
| Noninterest-bearing deposits | 10,779,000 | 10,309,000 | 12,538,000 | 9,527,000 |
| Equity capital | 8,261,000 | 7,803,000 | 8,864,000 | 9,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,566,000 | 7,129,000 | 9,867,000 |
| Interest expense | 890,000 | 1,837,000 | 2,941,000 | 4,139,000 |
| Net interest income | 1,259,000 | 2,729,000 | 4,188,000 | 5,728,000 |
| Noninterest income | 125,000 | 250,000 | 381,000 | 508,000 |
| Noninterest expense | 592,000 | 1,278,000 | 1,969,000 | 2,678,000 |
| Provision for loan losses | 90,000 | 120,000 | 172,000 | 392,000 |
| Pretax income | 702,000 | 1,581,000 | 2,428,000 | 3,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 702,000 | 1,581,000 | 2,428,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,390,000 | 8,139,000 | 8,985,000 | 9,724,000 |
| Total capital | 9,361,000 | 9,142,000 | 10,033,000 | 10,836,000 |
| Risk-weighted assets | 87,760,000 | 91,052,000 | 97,792,000 | 104,612,000 |