Call reports 2003
UNITED SECURITY BANK — 2003
What UNITED SECURITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 37,679,000 | 42,265,000 | 44,683,000 | 49,237,000 |
| Total loans | 27,197,000 | 30,662,000 | 35,171,000 | 38,278,000 |
| Allowance for loan losses | 186,000 | 213,000 | 259,000 | 333,000 |
| Securities available for sale | 7,559,000 | 6,371,000 | 7,399,000 | 7,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,907,000 | 39,242,000 | 40,080,000 | 41,398,000 |
| Interest-bearing deposits | 31,106,000 | 35,156,000 | 35,748,000 | 37,421,000 |
| Noninterest-bearing deposits | 3,801,000 | 4,086,000 | 4,332,000 | 3,977,000 |
| Equity capital | 2,707,000 | 2,959,000 | 3,016,000 | 4,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,234,000 | 2,014,000 | 2,797,000 |
| Interest expense | 231,000 | 480,000 | 722,000 | 951,000 |
| Net interest income | 336,000 | 754,000 | 1,292,000 | 1,846,000 |
| Noninterest income | 60,000 | 137,000 | 221,000 | 313,000 |
| Noninterest expense | 268,000 | 545,000 | 899,000 | 1,306,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 190,000 |
| Pretax income | 98,000 | 286,000 | 504,000 | 663,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 286,000 | 504,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,608,000 | 2,798,000 | 2,976,000 | 4,110,000 |
| Total capital | 2,794,000 | 3,011,000 | 3,235,000 | 4,443,000 |
| Risk-weighted assets | 28,951,000 | 29,840,000 | 32,273,000 | 35,859,000 |