Call reports 2002
UNITED SECURITY BANK — 2002
What UNITED SECURITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,748,000 | 17,345,000 | 27,542,000 | 31,259,000 |
| Total loans | 12,095,000 | 13,330,000 | 18,089,000 | 24,934,000 |
| Allowance for loan losses | 77,000 | 77,000 | 105,000 | 160,000 |
| Securities available for sale | 2,465,000 | 2,485,000 | 2,695,000 | 3,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,768,000 | 15,521,000 | 25,772,000 | 28,600,000 |
| Interest-bearing deposits | 10,935,000 | 12,736,000 | 22,802,000 | 25,487,000 |
| Noninterest-bearing deposits | 2,833,000 | 2,785,000 | 2,970,000 | 3,113,000 |
| Equity capital | 1,626,000 | 1,654,000 | 1,686,000 | 2,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 298,000 | 607,000 | 979,000 | 1,503,000 |
| Interest expense | 122,000 | 242,000 | 400,000 | 611,000 |
| Net interest income | 176,000 | 365,000 | 579,000 | 892,000 |
| Noninterest income | 60,000 | 120,000 | 209,000 | 277,000 |
| Noninterest expense | 168,000 | 361,000 | 592,000 | 875,000 |
| Provision for loan losses | 3,000 | 6,000 | 36,000 | 96,000 |
| Pretax income | 65,000 | 118,000 | 160,000 | 198,000 |
| Income tax | 17,000 | 30,000 | 34,000 | 39,000 |
| Net income | 48,000 | 88,000 | 126,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,661,000 | 1,664,000 | 1,677,000 | 2,551,000 |
| Total capital | 1,738,000 | 1,741,000 | 1,782,000 | 2,711,000 |
| Risk-weighted assets | 11,741,000 | 13,163,000 | 18,695,000 | 25,264,000 |