Call reports 2001
UNITED SECURITY BANK — 2001
What UNITED SECURITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,357,000 | 15,157,000 | 15,015,000 | 15,350,000 |
| Total loans | 9,761,000 | 11,047,000 | 10,684,000 | 11,442,000 |
| Allowance for loan losses | 71,000 | 74,000 | 75,000 | 77,000 |
| Securities available for sale | 3,092,000 | 2,183,000 | 1,299,000 | 2,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,737,000 | 13,523,000 | 13,343,000 | 12,885,000 |
| Interest-bearing deposits | 11,262,000 | 11,274,000 | 11,095,000 | 10,977,000 |
| Noninterest-bearing deposits | 2,475,000 | 2,248,000 | 2,248,000 | 1,908,000 |
| Equity capital | 1,542,000 | 1,567,000 | 1,598,000 | 1,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 629,000 | 944,000 | 1,247,000 |
| Interest expense | 135,000 | 276,000 | 417,000 | 542,000 |
| Net interest income | 171,000 | 353,000 | 527,000 | 705,000 |
| Noninterest income | 59,000 | 120,000 | 180,000 | 253,000 |
| Noninterest expense | 166,000 | 329,000 | 493,000 | 675,000 |
| Provision for loan losses | 2,000 | 8,000 | 15,000 | 16,000 |
| Pretax income | 62,000 | 136,000 | 199,000 | 267,000 |
| Income tax | 19,000 | 36,000 | 54,000 | 70,000 |
| Net income | 43,000 | 100,000 | 145,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,545,000 | 1,577,000 | 1,598,000 | 1,625,000 |
| Total capital | 1,616,000 | 1,651,000 | 1,673,000 | 1,702,000 |
| Risk-weighted assets | 10,236,000 | 11,185,000 | 11,026,000 | 11,333,000 |