Call reports 2026
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2026
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 5,836,466,000 | 5,834,435,000 |
| Total loans | 3,616,871,000 | 3,703,857,000 |
| Allowance for loan losses | 76,918,000 | 77,253,000 |
| Securities available for sale | 901,605,000 | 932,467,000 |
| Securities held to maturity | 708,272,000 | 696,464,000 |
| Trading assets | 0 | 0 |
| Total deposits | 5,120,775,000 | 5,096,373,000 |
| Interest-bearing deposits | 3,500,848,000 | 3,496,321,000 |
| Noninterest-bearing deposits | 1,619,927,000 | 1,600,052,000 |
| Equity capital | 663,574,000 | 686,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 71,309,000 | 143,376,000 |
| Interest expense | 14,618,000 | 29,569,000 |
| Net interest income | 56,691,000 | 113,807,000 |
| Noninterest income | 5,224,000 | 10,299,000 |
| Noninterest expense | 28,307,000 | 55,009,000 |
| Provision for loan losses | 500,000 | 1,000,000 |
| Pretax income | 33,104,000 | 68,145,000 |
| Income tax | 8,526,000 | 17,923,000 |
| Net income | 24,578,000 | 50,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 645,363,000 | 671,521,000 |
| Total capital | 701,697,000 | 728,769,000 |
| Risk-weighted assets | 4,482,404,000 | 4,556,059,000 |