Call report 2025Q4
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2025Q4
The 22 measures FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,692,809,000 | USD | evidence → |
| Total loans | 3,648,945,000 | USD | evidence → |
| Allowance for loan losses | 76,375,000 | USD | evidence → |
| Securities available for sale | 950,843,000 | USD | evidence → |
| Securities held to maturity | 718,641,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,985,370,000 | USD | evidence → |
| Interest-bearing deposits | 3,335,707,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,649,663,000 | USD | evidence → |
| Equity capital | 652,993,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 278,397,000 | USD | evidence → |
| Interest expense | 59,132,000 | USD | evidence → |
| Net interest income | 219,265,000 | USD | evidence → |
| Noninterest income | 23,014,000 | USD | evidence → |
| Noninterest expense | 106,260,000 | USD | evidence → |
| Provision for loan losses | 2,890,000 | USD | evidence → |
| Pretax income | 132,556,000 | USD | evidence → |
| Income tax | 36,288,000 | USD | evidence → |
| Net income | 96,268,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 627,683,000 | USD | evidence → |
| Total capital | 684,082,000 | USD | evidence → |
| Risk-weighted assets | 4,488,195,000 | USD | evidence → |