Call reports 2022
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2022
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 5,424,732,000 | 5,327,028,000 | 5,467,951,000 | 5,328,781,000 |
| Total loans | 3,237,618,000 | 3,249,886,000 | 3,323,863,000 | 3,512,361,000 |
| Allowance for loan losses | 61,032,000 | 62,080,000 | 63,617,000 | 66,885,000 |
| Securities available for sale | 251,063,000 | 225,028,000 | 177,144,000 | 152,554,000 |
| Securities held to maturity | 876,257,000 | 868,384,000 | 852,665,000 | 845,346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,839,990,000 | 4,774,975,000 | 4,912,805,000 | 4,762,849,000 |
| Interest-bearing deposits | 3,072,581,000 | 3,015,881,000 | 3,106,634,000 | 3,000,476,000 |
| Noninterest-bearing deposits | 1,767,409,000 | 1,759,094,000 | 1,806,171,000 | 1,762,373,000 |
| Equity capital | 474,071,000 | 467,968,000 | 477,362,000 | 494,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 42,884,000 | 88,406,000 | 139,962,000 | 197,731,000 |
| Interest expense | 654,000 | 1,381,000 | 2,354,000 | 3,755,000 |
| Net interest income | 42,230,000 | 87,025,000 | 137,608,000 | 193,976,000 |
| Noninterest income | 4,375,000 | 7,918,000 | 12,513,000 | 17,064,000 |
| Noninterest expense | 23,191,000 | 45,261,000 | 69,091,000 | 91,073,000 |
| Provision for loan losses | 0 | 1,108,000 | 2,607,000 | 6,057,000 |
| Pretax income | 23,414,000 | 48,183,000 | 75,047,000 | 102,828,000 |
| Income tax | 5,876,000 | 11,450,000 | 18,268,000 | 25,563,000 |
| Net income | 17,538,000 | 36,733,000 | 56,779,000 | 77,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 472,965,000 | 475,078,000 | 491,236,000 | 502,838,000 |
| Total capital | 522,933,000 | 525,918,000 | 542,399,000 | 556,361,000 |
| Risk-weighted assets | 3,985,322,000 | 4,054,884,000 | 4,078,470,000 | 4,265,997,000 |