Call reports 2021
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2021
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 4,733,703,000 | 4,924,873,000 | 5,103,549,000 | 5,179,291,000 |
| Total loans | 3,111,011,000 | 3,033,196,000 | 3,139,802,000 | 3,237,177,000 |
| Allowance for loan losses | 60,175,000 | 60,229,000 | 60,304,000 | 61,007,000 |
| Securities available for sale | 560,328,000 | 305,151,000 | 286,638,000 | 270,020,000 |
| Securities held to maturity | 385,054,000 | 496,470,000 | 550,618,000 | 737,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,246,098,000 | 4,413,946,000 | 4,570,375,000 | 4,643,809,000 |
| Interest-bearing deposits | 2,711,461,000 | 2,765,296,000 | 2,873,963,000 | 2,889,821,000 |
| Noninterest-bearing deposits | 1,534,637,000 | 1,648,650,000 | 1,696,412,000 | 1,753,988,000 |
| Equity capital | 431,803,000 | 448,054,000 | 464,183,000 | 472,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 41,246,000 | 81,956,000 | 121,878,000 | 164,471,000 |
| Interest expense | 1,237,000 | 2,271,000 | 3,200,000 | 3,408,000 |
| Net interest income | 40,009,000 | 79,685,000 | 118,678,000 | 161,063,000 |
| Noninterest income | 7,918,000 | 23,716,000 | 14,534,000 | 18,547,000 |
| Noninterest expense | 25,642,000 | 59,813,000 | 65,837,000 | 89,692,000 |
| Provision for loan losses | 1,250,000 | 1,250,000 | 1,250,000 | 1,910,000 |
| Pretax income | 22,875,000 | 44,892,000 | 68,679,000 | 90,562,000 |
| Income tax | 5,694,000 | 11,118,000 | 17,106,000 | 22,646,000 |
| Net income | 17,181,000 | 33,774,000 | 51,573,000 | 67,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 418,625,000 | 432,835,000 | 450,752,000 | 459,813,000 |
| Total capital | 464,238,000 | 478,161,000 | 497,783,000 | 508,214,000 |
| Risk-weighted assets | 3,634,164,000 | 3,610,867,000 | 3,748,829,000 | 3,859,188,000 |