Call reports 2020
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2020
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,720,220,000 | 4,256,325,000 | 4,301,259,000 | 4,553,698,000 |
| Total loans | 2,670,109,000 | 3,064,512,000 | 3,111,931,000 | 3,099,592,000 |
| Allowance for loan losses | 54,824,000 | 55,058,000 | 56,798,000 | 58,862,000 |
| Securities available for sale | 531,835,000 | 554,099,000 | 568,107,000 | 807,240,000 |
| Securities held to maturity | 58,701,000 | 69,036,000 | 69,913,000 | 68,933,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,256,505,000 | 3,784,028,000 | 3,815,755,000 | 4,069,330,000 |
| Interest-bearing deposits | 2,245,711,000 | 2,498,851,000 | 2,473,980,000 | 2,584,842,000 |
| Noninterest-bearing deposits | 1,010,794,000 | 1,285,177,000 | 1,341,775,000 | 1,484,488,000 |
| Equity capital | 403,592,000 | 412,908,000 | 426,436,000 | 429,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 38,566,000 | 76,288,000 | 115,778,000 | 157,715,000 |
| Interest expense | 3,144,000 | 5,602,000 | 7,613,000 | 9,114,000 |
| Net interest income | 35,422,000 | 70,686,000 | 108,165,000 | 148,601,000 |
| Noninterest income | 3,008,000 | 6,577,000 | 11,197,000 | 15,927,000 |
| Noninterest expense | 19,331,000 | 38,503,000 | 58,644,000 | 79,651,000 |
| Provision for loan losses | 0 | 300,000 | 2,000,000 | 4,500,000 |
| Pretax income | 19,112,000 | 38,473,000 | 58,731,000 | 80,417,000 |
| Income tax | 4,603,000 | 9,290,000 | 14,383,000 | 19,946,000 |
| Net income | 14,509,000 | 29,183,000 | 44,348,000 | 60,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 374,874,000 | 383,369,000 | 398,656,000 | 401,313,000 |
| Total capital | 415,595,000 | 424,977,000 | 440,879,000 | 446,251,000 |
| Risk-weighted assets | 3,243,225,000 | 3,314,911,000 | 3,362,968,000 | 3,580,770,000 |