Call reports 2019
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2019
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,395,651,000 | 3,434,595,000 | 3,569,064,000 | 3,722,917,000 |
| Total loans | 2,563,968,000 | 2,598,899,000 | 2,617,122,000 | 2,673,026,000 |
| Allowance for loan losses | 54,907,000 | 55,125,000 | 54,954,000 | 55,012,000 |
| Securities available for sale | 487,633,000 | 484,547,000 | 489,394,000 | 506,976,000 |
| Securities held to maturity | 54,412,000 | 60,310,000 | 60,354,000 | 60,229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,008,740,000 | 3,027,091,000 | 3,141,089,000 | 3,280,960,000 |
| Interest-bearing deposits | 1,738,410,000 | 1,715,277,000 | 1,775,540,000 | 2,210,832,000 |
| Noninterest-bearing deposits | 1,270,330,000 | 1,311,814,000 | 1,365,549,000 | 1,070,128,000 |
| Equity capital | 339,954,000 | 350,132,000 | 364,845,000 | 378,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 37,029,000 | 75,504,000 | 114,188,000 | 153,055,000 |
| Interest expense | 2,821,000 | 5,932,000 | 9,325,000 | 12,640,000 |
| Net interest income | 34,208,000 | 69,572,000 | 104,863,000 | 140,415,000 |
| Noninterest income | 7,265,000 | 9,050,000 | 12,996,000 | 17,519,000 |
| Noninterest expense | 22,671,000 | 39,970,000 | 60,106,000 | 80,022,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 18,802,000 | 38,452,000 | 57,554,000 | 77,713,000 |
| Income tax | 4,837,000 | 9,928,000 | 14,797,000 | 19,976,000 |
| Net income | 13,965,000 | 28,524,000 | 42,757,000 | 57,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 324,459,000 | 332,124,000 | 346,480,000 | 358,576,000 |
| Total capital | 362,846,000 | 370,937,000 | 385,793,000 | 399,230,000 |
| Risk-weighted assets | 3,054,110,000 | 3,088,410,000 | 3,129,089,000 | 3,237,646,000 |