Call reports 2018
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2018
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,047,772,000 | 3,085,871,000 | 3,173,292,000 | 3,438,760,000 |
| Total loans | 2,235,082,000 | 2,344,448,000 | 2,416,601,000 | 2,571,241,000 |
| Allowance for loan losses | 50,677,000 | 51,137,000 | 53,067,000 | 55,266,000 |
| Securities available for sale | 492,905,000 | 447,265,000 | 455,402,000 | 491,741,000 |
| Securities held to maturity | 53,527,000 | 52,210,000 | 51,459,000 | 53,566,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,702,067,000 | 2,698,681,000 | 2,779,694,000 | 3,068,036,000 |
| Interest-bearing deposits | 1,565,488,000 | 1,532,009,000 | 1,573,511,000 | 1,725,578,000 |
| Noninterest-bearing deposits | 1,136,579,000 | 1,166,672,000 | 1,206,183,000 | 1,342,458,000 |
| Equity capital | 304,221,000 | 313,410,000 | 297,848,000 | 321,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 30,290,000 | 62,297,000 | 96,209,000 | 132,873,000 |
| Interest expense | 1,405,000 | 2,934,000 | 4,954,000 | 7,426,000 |
| Net interest income | 28,885,000 | 59,363,000 | 91,255,000 | 125,447,000 |
| Noninterest income | 4,591,000 | 10,501,000 | 15,660,000 | 17,147,000 |
| Noninterest expense | 18,759,000 | 38,364,000 | 58,162,000 | 74,558,000 |
| Provision for loan losses | 333,000 | 833,000 | 3,333,000 | 5,533,000 |
| Pretax income | 14,384,000 | 29,337,000 | 44,090,000 | 61,242,000 |
| Income tax | 3,681,000 | 7,510,000 | 10,425,000 | 14,720,000 |
| Net income | 10,703,000 | 21,827,000 | 33,665,000 | 46,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 307,447,000 | 317,503,000 | 303,153,000 | 308,506,000 |
| Total capital | 340,550,000 | 352,095,000 | 338,695,000 | 346,762,000 |
| Risk-weighted assets | 2,630,440,000 | 2,750,510,000 | 2,825,615,000 | 3,043,189,000 |