Call reports 2017
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2017
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 2,953,846,000 | 3,011,515,000 | 3,061,022,000 | 3,063,820,000 |
| Total loans | 2,146,032,000 | 2,204,082,000 | 2,216,779,000 | 2,215,295,000 |
| Allowance for loan losses | 48,400,000 | 49,064,000 | 50,744,000 | 50,342,000 |
| Securities available for sale | 451,932,000 | 459,538,000 | 455,413,000 | 478,688,000 |
| Securities held to maturity | 57,281,000 | 56,381,000 | 55,542,000 | 54,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,609,066,000 | 2,662,989,000 | 2,711,212,000 | 2,724,344,000 |
| Interest-bearing deposits | 1,591,063,000 | 1,601,091,000 | 1,601,859,000 | 1,538,988,000 |
| Noninterest-bearing deposits | 1,018,003,000 | 1,061,898,000 | 1,109,353,000 | 1,185,356,000 |
| Equity capital | 298,594,000 | 300,150,000 | 300,811,000 | 297,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 27,108,000 | 55,020,000 | 84,536,000 | 114,086,000 |
| Interest expense | 1,277,000 | 2,708,000 | 4,353,000 | 5,865,000 |
| Net interest income | 25,831,000 | 52,312,000 | 80,183,000 | 108,221,000 |
| Noninterest income | 4,543,000 | 9,293,000 | 12,936,000 | 16,869,000 |
| Noninterest expense | 17,092,000 | 34,392,000 | 50,259,000 | 66,352,000 |
| Provision for loan losses | 600,000 | 1,250,000 | 2,850,000 | 2,850,000 |
| Pretax income | 12,683,000 | 26,094,000 | 40,141,000 | 56,019,000 |
| Income tax | 4,611,000 | 9,536,000 | 14,750,000 | 26,870,000 |
| Net income | 8,072,000 | 16,558,000 | 25,391,000 | 29,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 297,125,000 | 298,264,000 | 298,766,000 | 297,233,000 |
| Total capital | 328,283,000 | 330,274,000 | 331,392,000 | 330,042,000 |
| Risk-weighted assets | 2,474,915,000 | 2,543,460,000 | 2,591,700,000 | 2,606,906,000 |