Call reports 2016
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2016
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,592,759,000 | 2,690,453,000 | 2,727,381,000 | 2,921,775,000 |
| Total loans | 1,993,071,000 | 2,068,107,000 | 2,079,670,000 | 2,177,600,000 |
| Allowance for loan losses | 44,129,000 | 44,118,000 | 44,448,000 | 47,919,000 |
| Securities available for sale | 341,362,000 | 361,314,000 | 357,947,000 | 447,353,000 |
| Securities held to maturity | 61,535,000 | 60,949,000 | 58,905,000 | 58,109,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,256,954,000 | 2,328,707,000 | 2,356,318,000 | 2,582,186,000 |
| Interest-bearing deposits | 1,359,859,000 | 1,401,115,000 | 1,414,916,000 | 1,517,699,000 |
| Noninterest-bearing deposits | 897,095,000 | 927,592,000 | 941,402,000 | 1,064,487,000 |
| Equity capital | 272,380,000 | 274,858,000 | 282,301,000 | 289,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 23,947,000 | 48,187,000 | 73,323,000 | 98,842,000 |
| Interest expense | 831,000 | 1,691,000 | 2,709,000 | 3,825,000 |
| Net interest income | 23,116,000 | 46,496,000 | 70,614,000 | 95,017,000 |
| Noninterest income | 8,835,000 | 12,810,000 | 17,624,000 | 24,959,000 |
| Noninterest expense | 16,919,000 | 32,192,000 | 48,413,000 | 65,063,000 |
| Provision for loan losses | 2,600,000 | 2,600,000 | 2,850,000 | 6,335,000 |
| Pretax income | 12,143,000 | 24,225,000 | 36,689,000 | 48,294,000 |
| Income tax | 4,429,000 | 8,843,000 | 13,450,000 | 16,976,000 |
| Net income | 7,714,000 | 15,382,000 | 23,239,000 | 31,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,186,000 | 270,980,000 | 278,835,000 | 288,323,000 |
| Total capital | 298,854,000 | 301,322,000 | 309,203,000 | 319,781,000 |
| Risk-weighted assets | 2,358,711,000 | 2,413,302,000 | 2,414,933,000 | 2,499,477,000 |