Call reports 2015
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2015
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,413,767,000 | 2,459,232,000 | 2,499,841,000 | 2,615,184,000 |
| Total loans | 1,705,320,000 | 1,818,641,000 | 1,910,271,000 | 1,996,359,000 |
| Allowance for loan losses | 38,940,000 | 39,037,000 | 39,090,000 | 41,523,000 |
| Securities available for sale | 364,773,000 | 351,014,000 | 344,318,000 | 368,727,000 |
| Securities held to maturity | 63,463,000 | 67,401,000 | 66,257,000 | 61,396,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,112,226,000 | 2,166,423,000 | 2,133,093,000 | 2,278,148,000 |
| Interest-bearing deposits | 1,324,108,000 | 1,345,318,000 | 1,297,530,000 | 1,326,737,000 |
| Noninterest-bearing deposits | 788,118,000 | 821,105,000 | 835,563,000 | 951,411,000 |
| Equity capital | 251,187,000 | 250,913,000 | 261,051,000 | 261,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 21,208,000 | 42,876,000 | 65,774,000 | 89,656,000 |
| Interest expense | 712,000 | 1,466,000 | 2,242,000 | 2,996,000 |
| Net interest income | 20,496,000 | 41,410,000 | 63,532,000 | 86,660,000 |
| Noninterest income | 4,750,000 | 8,942,000 | 11,395,000 | 15,495,000 |
| Noninterest expense | 13,913,000 | 27,698,000 | 40,832,000 | 55,924,000 |
| Provision for loan losses | 600,000 | 650,000 | 650,000 | 750,000 |
| Pretax income | 10,734,000 | 22,010,000 | 33,716,000 | 45,756,000 |
| Income tax | 4,107,000 | 8,436,000 | 12,925,000 | 17,530,000 |
| Net income | 6,627,000 | 13,574,000 | 20,791,000 | 28,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 247,712,000 | 249,281,000 | 258,147,000 | 261,031,000 |
| Total capital | 273,709,000 | 276,759,000 | 287,642,000 | 290,941,000 |
| Risk-weighted assets | 2,066,740,000 | 2,186,529,000 | 2,349,843,000 | 2,381,006,000 |