Call reports 2014
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2014
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,127,425,000 | 2,153,699,000 | 2,198,321,000 | 2,361,078,000 |
| Total loans | 1,363,030,000 | 1,499,709,000 | 1,615,771,000 | 1,712,244,000 |
| Allowance for loan losses | 34,277,000 | 34,290,000 | 34,267,000 | 35,402,000 |
| Securities available for sale | 399,333,000 | 401,322,000 | 336,115,000 | 366,132,000 |
| Securities held to maturity | 65,655,000 | 70,340,000 | 69,441,000 | 63,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,841,464,000 | 1,863,757,000 | 1,877,572,000 | 2,065,574,000 |
| Interest-bearing deposits | 1,162,091,000 | 1,172,124,000 | 1,163,658,000 | 1,243,672,000 |
| Noninterest-bearing deposits | 679,373,000 | 691,633,000 | 713,914,000 | 821,902,000 |
| Equity capital | 227,892,000 | 231,563,000 | 237,168,000 | 242,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,018,000 | 38,375,000 | 58,873,000 | 80,692,000 |
| Interest expense | 600,000 | 1,198,000 | 1,824,000 | 2,491,000 |
| Net interest income | 18,418,000 | 37,177,000 | 57,049,000 | 78,201,000 |
| Noninterest income | 3,218,000 | 7,230,000 | 10,283,000 | 15,079,000 |
| Noninterest expense | 11,396,000 | 24,164,000 | 36,480,000 | 50,304,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,175,000 |
| Pretax income | 10,243,000 | 20,277,000 | 30,890,000 | 41,891,000 |
| Income tax | 3,756,000 | 7,486,000 | 11,476,000 | 15,680,000 |
| Net income | 6,487,000 | 12,791,000 | 19,414,000 | 26,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,594,000 | 229,599,000 | 236,221,000 | 240,319,000 |
| Total capital | 250,398,000 | 253,268,000 | 260,590,000 | 266,203,000 |
| Risk-weighted assets | 1,731,666,000 | 1,882,801,000 | 1,939,463,000 | 2,061,089,000 |