Call reports 2013
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2013
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,970,781,000 | 2,006,279,000 | 1,964,682,000 | 2,076,225,000 |
| Total loans | 1,226,695,000 | 1,295,056,000 | 1,297,811,000 | 1,388,236,000 |
| Allowance for loan losses | 34,255,000 | 34,235,000 | 34,111,000 | 34,274,000 |
| Securities available for sale | 515,163,000 | 475,004,000 | 421,355,000 | 404,229,000 |
| Securities held to maturity | 67,708,000 | 67,059,000 | 70,961,000 | 68,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,715,398,000 | 1,711,035,000 | 1,694,228,000 | 1,808,756,000 |
| Interest-bearing deposits | 1,122,192,000 | 1,114,163,000 | 1,084,305,000 | 1,126,118,000 |
| Noninterest-bearing deposits | 593,206,000 | 596,872,000 | 609,923,000 | 682,638,000 |
| Equity capital | 219,720,000 | 212,976,000 | 221,145,000 | 219,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 18,196,000 | 37,106,000 | 56,659,000 | 76,282,000 |
| Interest expense | 683,000 | 1,321,000 | 1,960,000 | 2,564,000 |
| Net interest income | 17,513,000 | 35,785,000 | 54,699,000 | 73,718,000 |
| Noninterest income | 4,808,000 | 7,617,000 | 12,267,000 | 16,345,000 |
| Noninterest expense | 12,695,000 | 24,528,000 | 36,481,000 | 49,849,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 425,000 |
| Pretax income | 10,362,000 | 19,513,000 | 29,987,000 | 39,560,000 |
| Income tax | 3,918,000 | 7,323,000 | 11,261,000 | 14,758,000 |
| Net income | 6,444,000 | 12,190,000 | 18,726,000 | 24,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,200,000 | 214,946,000 | 221,483,000 | 222,108,000 |
| Total capital | 233,705,000 | 235,365,000 | 242,082,000 | 244,087,000 |
| Risk-weighted assets | 1,545,553,000 | 1,619,542,000 | 1,634,308,000 | 1,745,928,000 |