Call reports 2012
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2012
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,945,325,000 | 1,927,698,000 | 1,883,897,000 | 1,974,050,000 |
| Total loans | 1,158,282,000 | 1,203,994,000 | 1,210,028,000 | 1,246,902,000 |
| Allowance for loan losses | 32,942,000 | 33,098,000 | 33,604,000 | 34,217,000 |
| Securities available for sale | 531,407,000 | 501,482,000 | 462,766,000 | 417,581,000 |
| Securities held to maturity | 66,416,000 | 70,195,000 | 68,960,000 | 68,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,644,783,000 | 1,633,882,000 | 1,632,186,000 | 1,722,579,000 |
| Interest-bearing deposits | 1,117,490,000 | 1,123,057,000 | 1,102,222,000 | 1,080,944,000 |
| Noninterest-bearing deposits | 527,293,000 | 510,825,000 | 529,965,000 | 641,635,000 |
| Equity capital | 205,992,000 | 208,409,000 | 216,040,000 | 214,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 19,927,000 | 39,683,000 | 59,105,000 | 78,282,000 |
| Interest expense | 1,603,000 | 3,072,000 | 4,018,000 | 4,798,000 |
| Net interest income | 18,324,000 | 36,611,000 | 55,087,000 | 73,484,000 |
| Noninterest income | 3,967,000 | 6,757,000 | 10,697,000 | 14,017,000 |
| Noninterest expense | 11,826,000 | 24,151,000 | 35,650,000 | 47,099,000 |
| Provision for loan losses | 220,000 | 500,000 | 1,100,000 | 1,850,000 |
| Pretax income | 10,245,000 | 18,717,000 | 29,183,000 | 38,710,000 |
| Income tax | 3,831,000 | 6,936,000 | 10,892,000 | 14,563,000 |
| Net income | 6,414,000 | 11,781,000 | 18,291,000 | 24,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,523,000 | 200,890,000 | 206,901,000 | 207,756,000 |
| Total capital | 218,660,000 | 219,482,000 | 225,470,000 | 226,931,000 |
| Risk-weighted assets | 1,436,038,000 | 1,472,729,000 | 1,470,383,000 | 1,518,827,000 |