Call reports 2011
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2011
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,861,051,000 | 1,847,235,000 | 1,880,924,000 | 1,920,145,000 |
| Total loans | 1,167,616,000 | 1,191,800,000 | 1,177,504,000 | 1,163,077,000 |
| Allowance for loan losses | 32,331,000 | 32,942,000 | 32,963,000 | 33,017,000 |
| Securities available for sale | 461,104,000 | 423,605,000 | 420,449,000 | 479,409,000 |
| Securities held to maturity | 65,315,000 | 63,584,000 | 63,803,000 | 63,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,578,977,000 | 1,565,735,000 | 1,591,052,000 | 1,627,818,000 |
| Interest-bearing deposits | 1,130,845,000 | 1,110,562,000 | 1,093,393,000 | 1,087,370,000 |
| Noninterest-bearing deposits | 448,132,000 | 455,173,000 | 497,659,000 | 540,448,000 |
| Equity capital | 188,753,000 | 190,941,000 | 199,043,000 | 199,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 20,499,000 | 41,012,000 | 61,832,000 | 82,237,000 |
| Interest expense | 2,088,000 | 4,032,000 | 5,920,000 | 7,655,000 |
| Net interest income | 18,411,000 | 36,980,000 | 55,912,000 | 74,582,000 |
| Noninterest income | 2,906,000 | 5,606,000 | 7,186,000 | 10,759,000 |
| Noninterest expense | 10,647,000 | 21,287,000 | 30,636,000 | 42,377,000 |
| Provision for loan losses | 525,000 | 4,450,000 | 5,350,000 | 6,775,000 |
| Pretax income | 10,145,000 | 16,849,000 | 27,112,000 | 36,284,000 |
| Income tax | 3,784,000 | 6,127,000 | 9,937,000 | 13,244,000 |
| Net income | 6,361,000 | 10,722,000 | 17,175,000 | 23,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,856,000 | 187,342,000 | 193,595,000 | 194,509,000 |
| Total capital | 206,095,000 | 205,595,000 | 211,577,000 | 212,589,000 |
| Risk-weighted assets | 1,444,930,000 | 1,445,391,000 | 1,423,428,000 | 1,431,351,000 |