Call reports 2010
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2010
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,751,375,000 | 1,723,045,000 | 1,776,405,000 | 1,841,670,000 |
| Total loans | 1,165,997,000 | 1,188,838,000 | 1,190,870,000 | 1,176,000,000 |
| Allowance for loan losses | 33,192,000 | 31,403,000 | 32,006,000 | 32,261,000 |
| Securities available for sale | 322,166,000 | 317,899,000 | 344,506,000 | 428,333,000 |
| Securities held to maturity | 69,218,000 | 68,773,000 | 67,985,000 | 64,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,486,827,000 | 1,451,624,000 | 1,500,708,000 | 1,567,449,000 |
| Interest-bearing deposits | 1,070,120,000 | 1,033,219,000 | 1,041,720,000 | 1,092,251,000 |
| Noninterest-bearing deposits | 416,708,000 | 418,406,000 | 458,988,000 | 475,198,000 |
| Equity capital | 179,101,000 | 180,653,000 | 186,422,000 | 183,408,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 21,447,000 | 42,332,000 | 63,268,000 | 84,322,000 |
| Interest expense | 2,519,000 | 4,805,000 | 7,115,000 | 9,363,000 |
| Net interest income | 18,928,000 | 37,527,000 | 56,153,000 | 74,959,000 |
| Noninterest income | 3,099,000 | 5,652,000 | 9,796,000 | 13,443,000 |
| Noninterest expense | 10,706,000 | 20,250,000 | 31,428,000 | 41,859,000 |
| Provision for loan losses | 4,115,000 | 9,235,000 | 10,550,000 | 14,735,000 |
| Pretax income | 10,052,000 | 16,547,000 | 26,828,000 | 34,703,000 |
| Income tax | 3,771,000 | 6,047,000 | 9,919,000 | 12,764,000 |
| Net income | 6,281,000 | 10,500,000 | 16,909,000 | 21,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,638,000 | 175,757,000 | 182,165,000 | 181,795,000 |
| Total capital | 194,018,000 | 194,328,000 | 200,687,000 | 200,046,000 |
| Risk-weighted assets | 1,455,477,000 | 1,472,693,000 | 1,468,098,000 | 1,445,912,000 |