Call reports 2009
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2009
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,731,610,000 | 1,760,730,000 | 1,764,918,000 | 1,782,913,000 |
| Total loans | 1,168,736,000 | 1,191,137,000 | 1,215,172,000 | 1,212,717,000 |
| Allowance for loan losses | 20,500,000 | 25,454,000 | 25,818,000 | 29,813,000 |
| Securities available for sale | 256,876,000 | 369,371,000 | 356,662,000 | 359,860,000 |
| Securities held to maturity | 70,952,000 | 70,589,000 | 69,016,000 | 69,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,477,491,000 | 1,506,916,000 | 1,498,386,000 | 1,500,726,000 |
| Interest-bearing deposits | 1,100,536,000 | 1,112,193,000 | 1,091,450,000 | 1,042,701,000 |
| Noninterest-bearing deposits | 376,954,000 | 394,723,000 | 406,936,000 | 458,025,000 |
| Equity capital | 170,837,000 | 167,893,000 | 174,934,000 | 174,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 22,902,000 | 45,740,000 | 68,783,000 | 91,163,000 |
| Interest expense | 4,773,000 | 9,363,000 | 13,082,000 | 15,945,000 |
| Net interest income | 18,129,000 | 36,377,000 | 55,701,000 | 75,218,000 |
| Noninterest income | 2,733,000 | 6,323,000 | 9,850,000 | 13,777,000 |
| Noninterest expense | 11,230,000 | 22,368,000 | 33,298,000 | 44,320,000 |
| Provision for loan losses | 870,000 | 8,130,000 | 10,345,000 | 15,420,000 |
| Pretax income | 9,782,000 | 14,674,000 | 24,890,000 | 32,779,000 |
| Income tax | 3,598,000 | 5,191,000 | 9,049,000 | 11,925,000 |
| Net income | 6,184,000 | 9,483,000 | 15,841,000 | 20,854,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,485,000 | 163,786,000 | 169,143,000 | 169,856,000 |
| Total capital | 181,910,000 | 182,700,000 | 188,043,000 | 188,925,000 |
| Risk-weighted assets | 1,390,785,000 | 1,506,403,000 | 1,504,934,000 | 1,514,623,000 |