Call reports 2006
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2006
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,324,591,000 | 1,376,981,000 | 1,407,651,000 | 1,405,680,000 |
| Total loans | 957,378,000 | 1,005,918,000 | 1,034,383,000 | 1,046,086,000 |
| Allowance for loan losses | 18,258,000 | 18,531,000 | 18,301,000 | 18,099,000 |
| Securities available for sale | 146,374,000 | 149,824,000 | 139,025,000 | 120,659,000 |
| Securities held to maturity | 109,328,000 | 108,720,000 | 113,045,000 | 111,240,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,084,998,000 | 1,092,226,000 | 1,115,240,000 | 1,200,685,000 |
| Interest-bearing deposits | 713,353,000 | 725,547,000 | 754,106,000 | 810,910,000 |
| Noninterest-bearing deposits | 371,646,000 | 366,679,000 | 361,134,000 | 389,775,000 |
| Equity capital | 134,231,000 | 132,557,000 | 133,487,000 | 135,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 20,630,000 | 42,233,000 | 65,091,000 | 88,124,000 |
| Interest expense | 4,567,000 | 10,136,000 | 16,776,000 | 23,803,000 |
| Net interest income | 16,063,000 | 32,097,000 | 48,315,000 | 64,321,000 |
| Noninterest income | 3,067,000 | 6,603,000 | 10,437,000 | 14,406,000 |
| Noninterest expense | 10,254,000 | 21,384,000 | 31,956,000 | 42,214,000 |
| Provision for loan losses | 275,000 | 275,000 | 275,000 | 275,000 |
| Pretax income | 8,182,000 | 16,622,000 | 25,438,000 | 34,070,000 |
| Income tax | 2,991,000 | 6,093,000 | 9,353,000 | 12,497,000 |
| Net income | 5,191,000 | 10,529,000 | 16,085,000 | 21,573,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,045,000 | 136,083,000 | 135,139,000 | 135,827,000 |
| Total capital | 151,108,000 | 151,741,000 | 151,263,000 | 152,117,000 |
| Risk-weighted assets | 1,201,707,000 | 1,249,588,000 | 1,287,609,000 | 1,301,264,000 |