Call reports 2005
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2005
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,219,472,000 | 1,263,961,000 | 1,291,435,000 | 1,351,219,000 |
| Total loans | 856,052,000 | 902,238,000 | 944,068,000 | 972,738,000 |
| Allowance for loan losses | 17,758,000 | 17,943,000 | 17,905,000 | 17,860,000 |
| Securities available for sale | 156,362,000 | 152,558,000 | 138,676,000 | 151,935,000 |
| Securities held to maturity | 113,146,000 | 111,467,000 | 110,540,000 | 109,911,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,032,257,000 | 1,007,168,000 | 1,047,606,000 | 1,104,585,000 |
| Interest-bearing deposits | 699,387,000 | 671,584,000 | 693,723,000 | 679,870,000 |
| Noninterest-bearing deposits | 332,870,000 | 335,584,000 | 353,883,000 | 424,715,000 |
| Equity capital | 125,701,000 | 128,210,000 | 130,734,000 | 131,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 16,031,000 | 33,763,000 | 52,374,000 | 72,155,000 |
| Interest expense | 2,592,000 | 5,756,000 | 9,438,000 | 13,397,000 |
| Net interest income | 13,439,000 | 28,007,000 | 42,936,000 | 58,758,000 |
| Noninterest income | 2,761,000 | 5,833,000 | 9,172,000 | 12,357,000 |
| Noninterest expense | 9,018,000 | 19,099,000 | 29,322,000 | 39,667,000 |
| Provision for loan losses | 0 | 0 | 0 | 425,000 |
| Pretax income | 7,199,000 | 14,742,000 | 22,480,000 | 29,927,000 |
| Income tax | 2,636,000 | 5,370,000 | 8,159,000 | 10,767,000 |
| Net income | 4,563,000 | 9,372,000 | 14,321,000 | 19,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,258,000 | 129,049,000 | 131,997,000 | 132,854,000 |
| Total capital | 141,549,000 | 143,118,000 | 146,742,000 | 148,139,000 |
| Risk-weighted assets | 1,058,737,000 | 1,121,509,000 | 1,176,360,000 | 1,220,078,000 |