Call reports 2002
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2002
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 931,675,000 | 927,376,000 | 953,392,000 | 1,019,146,000 |
| Total loans | 589,155,000 | 658,328,000 | 684,420,000 | 696,708,000 |
| Allowance for loan losses | 12,999,000 | 13,093,000 | 13,118,000 | 16,684,000 |
| Securities available for sale | 205,121,000 | 161,741,000 | 142,653,000 | 201,467,000 |
| Securities held to maturity | 27,557,000 | 27,561,000 | 25,982,000 | 25,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,897,000 | 781,760,000 | 803,760,000 | 852,656,000 |
| Interest-bearing deposits | 661,131,000 | 723,624,000 | 616,237,000 | 577,520,000 |
| Noninterest-bearing deposits | 127,766,000 | 58,136,000 | 187,523,000 | 275,136,000 |
| Equity capital | 94,210,000 | 96,571,000 | 99,549,000 | 98,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,594,000 | 26,920,000 | 40,473,000 | 53,861,000 |
| Interest expense | 3,903,000 | 7,334,000 | 10,562,000 | 13,650,000 |
| Net interest income | 9,691,000 | 19,586,000 | 29,911,000 | 40,211,000 |
| Noninterest income | 2,186,000 | 4,965,000 | 7,582,000 | 13,554,000 |
| Noninterest expense | 6,741,000 | 14,011,000 | 20,985,000 | 28,301,000 |
| Provision for loan losses | 200,000 | 500,000 | 1,000,000 | 4,926,000 |
| Pretax income | 4,949,000 | 10,316,000 | 15,784,000 | 20,813,000 |
| Income tax | 1,850,000 | 3,827,000 | 5,838,000 | 7,253,000 |
| Net income | 3,099,000 | 6,489,000 | 9,946,000 | 13,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,703,000 | 93,730,000 | 97,187,000 | 96,602,000 |
| Total capital | 101,674,000 | 104,401,000 | 108,205,000 | 108,191,000 |
| Risk-weighted assets | 794,634,000 | 851,282,000 | 879,348,000 | 922,081,000 |