Call reports 2001
FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA — 2001
What FARMERS & MERCHANTS BANK OF CENTRAL CALIFORNIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 887,399,000 | 916,216,000 | 931,976,000 | 967,091,000 |
| Total loans | 491,263,000 | 526,835,000 | 557,518,000 | 602,082,000 |
| Allowance for loan losses | 12,174,000 | 12,655,000 | 13,029,000 | 12,709,000 |
| Securities available for sale | 260,261,000 | 255,255,000 | 243,206,000 | 238,389,000 |
| Securities held to maturity | 37,469,000 | 35,852,000 | 32,013,000 | 29,001,000 |
| Trading assets | 703,000 | 747,000 | 0 | 0 |
| Total deposits | 744,946,000 | 770,274,000 | 781,001,000 | 822,680,000 |
| Interest-bearing deposits | 668,371,000 | 725,057,000 | 728,862,000 | 762,517,000 |
| Noninterest-bearing deposits | 76,575,000 | 45,217,000 | 52,139,000 | 60,163,000 |
| Equity capital | 93,288,000 | 95,594,000 | 100,157,000 | 94,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 16,568,000 | 33,105,000 | 48,887,000 | 63,449,000 |
| Interest expense | 6,392,000 | 12,397,000 | 18,246,000 | 23,276,000 |
| Net interest income | 10,176,000 | 20,708,000 | 30,641,000 | 40,173,000 |
| Noninterest income | 1,724,000 | 3,759,000 | 6,127,000 | 8,445,000 |
| Noninterest expense | 6,668,000 | 13,582,000 | 20,517,000 | 27,203,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 1,000,000 |
| Pretax income | 5,020,000 | 10,392,000 | 15,606,000 | 20,520,000 |
| Income tax | 1,938,000 | 4,048,000 | 6,077,000 | 7,982,000 |
| Net income | 3,082,000 | 6,344,000 | 9,529,000 | 12,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,285,000 | 93,147,000 | 96,332,000 | 91,104,000 |
| Total capital | 99,569,000 | 102,174,000 | 105,652,000 | 100,842,000 |
| Risk-weighted assets | 658,852,000 | 718,563,000 | 741,875,000 | 779,884,000 |