Call reports 2002
BANK OF CORONADO — 2002
What BANK OF CORONADO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 86,885,000 | 77,251,000 | 76,613,000 | 80,096,000 |
| Total loans | 59,408,000 | 61,174,000 | 59,335,000 | 64,281,000 |
| Allowance for loan losses | 522,000 | 590,000 | 630,000 | 633,000 |
| Securities available for sale | 2,026,000 | 2,057,000 | 2,079,000 | 2,075,000 |
| Securities held to maturity | 565,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,629,000 | 70,865,000 | 70,133,000 | 73,002,000 |
| Interest-bearing deposits | 64,829,000 | 57,598,000 | 56,184,000 | 57,415,000 |
| Noninterest-bearing deposits | 15,800,000 | 13,267,000 | 13,949,000 | 15,587,000 |
| Equity capital | 5,905,000 | 6,059,000 | 6,126,000 | 5,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,313,000 | 3,438,000 | 4,581,000 |
| Interest expense | 319,000 | 611,000 | 895,000 | 1,148,000 |
| Net interest income | 829,000 | 1,702,000 | 2,543,000 | 3,433,000 |
| Noninterest income | 188,000 | 469,000 | 737,000 | 985,000 |
| Noninterest expense | 934,000 | 1,838,000 | 2,778,000 | 5,412,000 |
| Provision for loan losses | 60,000 | 130,000 | 170,000 | 170,000 |
| Pretax income | 23,000 | 203,000 | 332,000 | -1,164,000 |
| Income tax | 0 | 62,000 | 132,000 | -395,000 |
| Net income | 23,000 | 141,000 | 200,000 | -769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,918,000 | 6,036,000 | 6,095,000 | 5,126,000 |
| Total capital | 6,440,000 | 6,626,000 | 6,725,000 | 5,759,000 |
| Risk-weighted assets | 63,391,000 | 61,075,000 | 60,623,000 | 65,228,000 |