Call reports 2015
GATES BANKING AND TRUST COMPANY — 2015
What GATES BANKING AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,489,000 | 44,521,000 | 44,716,000 | 44,128,000 |
| Total loans | 12,617,000 | 13,234,000 | 12,593,000 | 10,607,000 |
| Allowance for loan losses | 308,000 | 308,000 | 308,000 | 308,000 |
| Securities available for sale | 29,231,000 | 28,704,000 | 29,027,000 | 28,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,841,000 | 38,913,000 | 39,136,000 | 38,830,000 |
| Interest-bearing deposits | 35,254,000 | 35,801,000 | 36,001,000 | 35,681,000 |
| Noninterest-bearing deposits | 3,587,000 | 3,112,000 | 3,135,000 | 3,149,000 |
| Equity capital | 5,223,000 | 5,117,000 | 5,306,000 | 5,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 377,000 | 751,000 | 1,128,000 | 1,498,000 |
| Interest expense | 33,000 | 68,000 | 101,000 | 136,000 |
| Net interest income | 344,000 | 683,000 | 1,027,000 | 1,362,000 |
| Noninterest income | 23,000 | 49,000 | 77,000 | 97,000 |
| Noninterest expense | 208,000 | 413,000 | 615,000 | 833,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 319,000 | 489,000 | 626,000 |
| Income tax | 21,000 | 45,000 | 72,000 | 87,000 |
| Net income | 138,000 | 274,000 | 417,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,620,000 | 4,759,000 | 4,902,000 | 4,574,000 |
| Total capital | 4,875,000 | 5,011,000 | 5,163,000 | 4,810,000 |
| Risk-weighted assets | 20,344,000 | 20,112,000 | 20,838,000 | 18,854,000 |