Call reports 2012
GATES BANKING AND TRUST COMPANY — 2012
What GATES BANKING AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,946,000 | 41,031,000 | 41,898,000 | 40,448,000 |
| Total loans | 12,764,000 | 13,851,000 | 12,368,000 | 11,764,000 |
| Allowance for loan losses | 308,000 | 308,000 | 308,000 | 308,000 |
| Securities available for sale | 24,317,000 | 24,241,000 | 24,466,000 | 25,772,000 |
| Securities held to maturity | 181,000 | 180,000 | 180,000 | 180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,612,000 | 34,363,000 | 35,665,000 | 34,635,000 |
| Interest-bearing deposits | 31,337,000 | 31,408,000 | 32,838,000 | 31,476,000 |
| Noninterest-bearing deposits | 3,275,000 | 2,955,000 | 2,827,000 | 3,159,000 |
| Equity capital | 4,798,000 | 4,965,000 | 5,147,000 | 4,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 755,000 | 1,134,000 | 1,487,000 |
| Interest expense | 66,000 | 131,000 | 193,000 | 249,000 |
| Net interest income | 313,000 | 624,000 | 941,000 | 1,238,000 |
| Noninterest income | 24,000 | 56,000 | 91,000 | 125,000 |
| Noninterest expense | 215,000 | 425,000 | 623,000 | 825,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 255,000 | 409,000 | 538,000 |
| Income tax | 13,000 | 29,000 | 52,000 | 66,000 |
| Net income | 109,000 | 226,000 | 357,000 | 472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,144,000 | 4,261,000 | 4,392,000 | 4,107,000 |
| Total capital | 4,415,000 | 4,540,000 | 4,622,000 | 4,333,000 |
| Risk-weighted assets | 21,626,000 | 22,312,000 | 18,309,000 | 17,969,000 |