Call reports 2011
GATES BANKING AND TRUST COMPANY — 2011
What GATES BANKING AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 41,691,000 | 43,303,000 | 42,668,000 | 42,769,000 |
| Total loans | 13,360,000 | 15,193,000 | 13,720,000 | 12,133,000 |
| Allowance for loan losses | 308,000 | 308,000 | 308,000 | 308,000 |
| Securities available for sale | 24,382,000 | 24,351,000 | 23,546,000 | 24,836,000 |
| Securities held to maturity | 183,000 | 182,000 | 182,000 | 181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,966,000 | 38,210,000 | 36,155,000 | 36,483,000 |
| Interest-bearing deposits | 33,583,000 | 34,516,000 | 32,850,000 | 32,811,000 |
| Noninterest-bearing deposits | 3,383,000 | 3,694,000 | 3,305,000 | 3,672,000 |
| Equity capital | 4,325,000 | 4,604,000 | 4,911,000 | 4,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 811,000 | 1,238,000 | 1,616,000 |
| Interest expense | 84,000 | 161,000 | 235,000 | 306,000 |
| Net interest income | 315,000 | 650,000 | 1,003,000 | 1,310,000 |
| Noninterest income | 27,000 | 48,000 | 77,000 | 107,000 |
| Noninterest expense | 208,000 | 425,000 | 631,000 | 842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 273,000 | 451,000 | 577,000 |
| Income tax | 17,000 | 36,000 | 69,000 | 83,000 |
| Net income | 117,000 | 237,000 | 382,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,958,000 | 4,078,000 | 4,224,000 | 4,035,000 |
| Total capital | 4,244,000 | 4,386,000 | 4,512,000 | 4,311,000 |
| Risk-weighted assets | 22,893,000 | 24,928,000 | 23,043,000 | 22,021,000 |