Call reports 2009
GATES BANKING AND TRUST COMPANY — 2009
What GATES BANKING AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 35,728,000 | 37,455,000 | 38,485,000 | 39,176,000 |
| Total loans | 13,508,000 | 14,272,000 | 14,353,000 | 13,062,000 |
| Allowance for loan losses | 310,000 | 310,000 | 310,000 | 310,000 |
| Securities available for sale | 18,658,000 | 19,972,000 | 19,766,000 | 22,743,000 |
| Securities held to maturity | 186,000 | 186,000 | 185,000 | 185,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,405,000 | 33,048,000 | 33,554,000 | 34,504,000 |
| Interest-bearing deposits | 29,463,000 | 30,923,000 | 31,195,000 | 31,947,000 |
| Noninterest-bearing deposits | 1,942,000 | 2,125,000 | 2,359,000 | 2,557,000 |
| Equity capital | 3,911,000 | 4,005,000 | 4,354,000 | 4,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 870,000 | 1,308,000 | 1,744,000 |
| Interest expense | 149,000 | 270,000 | 383,000 | 488,000 |
| Net interest income | 287,000 | 600,000 | 925,000 | 1,256,000 |
| Noninterest income | 31,000 | 61,000 | 96,000 | 130,000 |
| Noninterest expense | 180,000 | 380,000 | 576,000 | 778,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 285,000 | 489,000 | 652,000 |
| Income tax | 34,000 | 70,000 | 129,000 | 167,000 |
| Net income | 106,000 | 215,000 | 360,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,669,000 | 3,778,000 | 3,923,000 | 3,748,000 |
| Total capital | 3,910,000 | 4,028,000 | 4,175,000 | 4,005,000 |
| Risk-weighted assets | 19,199,000 | 19,909,000 | 20,094,000 | 20,538,000 |