Call reports 2007
GATES BANKING AND TRUST COMPANY — 2007
What GATES BANKING AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 32,978,000 | 31,881,000 | 32,119,000 | 34,854,000 |
| Total loans | 12,471,000 | 14,018,000 | 14,513,000 | 13,227,000 |
| Allowance for loan losses | 352,000 | 293,000 | 293,000 | 309,000 |
| Securities available for sale | 15,544,000 | 14,836,000 | 14,077,000 | 18,797,000 |
| Securities held to maturity | 189,000 | 189,000 | 189,000 | 188,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,770,000 | 27,671,000 | 27,769,000 | 30,534,000 |
| Interest-bearing deposits | 26,043,000 | 25,195,000 | 25,343,000 | 27,731,000 |
| Noninterest-bearing deposits | 2,727,000 | 2,476,000 | 2,426,000 | 2,803,000 |
| Equity capital | 3,483,000 | 3,509,000 | 3,626,000 | 3,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 934,000 | 1,410,000 | 1,898,000 |
| Interest expense | 241,000 | 489,000 | 738,000 | 995,000 |
| Net interest income | 223,000 | 445,000 | 672,000 | 903,000 |
| Noninterest income | 25,000 | 51,000 | 79,000 | 111,000 |
| Noninterest expense | 167,000 | 339,000 | 516,000 | 703,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 81,000 | 157,000 | 235,000 | 313,000 |
| Income tax | 19,000 | 37,000 | 55,000 | 71,000 |
| Net income | 62,000 | 120,000 | 180,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,536,000 | 3,595,000 | 3,654,000 | 3,517,000 |
| Total capital | 3,752,000 | 3,826,000 | 3,891,000 | 3,754,000 |
| Risk-weighted assets | 17,184,000 | 18,435,000 | 18,923,000 | 18,867,000 |