Call reports 2004
GATES BANKING AND TRUST COMPANY — 2004
What GATES BANKING AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,418,000 | 29,804,000 | 29,595,000 | 31,377,000 |
| Total loans | 11,795,000 | 12,563,000 | 14,217,000 | 10,060,000 |
| Allowance for loan losses | 308,000 | 304,000 | 302,000 | 302,000 |
| Securities available for sale | 15,495,000 | 12,977,000 | 10,889,000 | 10,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,709,000 | 26,235,000 | 25,817,000 | 27,699,000 |
| Interest-bearing deposits | 24,538,000 | 24,135,000 | 23,739,000 | 25,166,000 |
| Noninterest-bearing deposits | 2,171,000 | 2,100,000 | 2,078,000 | 2,533,000 |
| Equity capital | 3,411,000 | 3,274,000 | 3,453,000 | 3,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 649,000 | 995,000 | 1,330,000 |
| Interest expense | 111,000 | 219,000 | 325,000 | 436,000 |
| Net interest income | 214,000 | 430,000 | 670,000 | 894,000 |
| Noninterest income | 29,000 | 58,000 | 89,000 | 120,000 |
| Noninterest expense | 188,000 | 369,000 | 556,000 | 759,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 119,000 | 203,000 | 255,000 |
| Income tax | 8,000 | 21,000 | 41,000 | 49,000 |
| Net income | 47,000 | 98,000 | 162,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,272,000 | 3,324,000 | 3,387,000 | 3,282,000 |
| Total capital | 3,473,000 | 3,533,000 | 3,611,000 | 3,469,000 |
| Risk-weighted assets | 15,997,000 | 16,624,000 | 17,841,000 | 14,806,000 |