Call reports 2001
GATES BANKING AND TRUST COMPANY — 2001
What GATES BANKING AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 28,926,000 | 29,299,000 | 29,625,000 | 30,553,000 |
| Total loans | 17,025,000 | 17,850,000 | 18,373,000 | 15,202,000 |
| Allowance for loan losses | 272,000 | 272,000 | 269,000 | 269,000 |
| Securities available for sale | 9,498,000 | 9,181,000 | 8,473,000 | 8,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,393,000 | 25,751,000 | 25,427,000 | 27,018,000 |
| Interest-bearing deposits | 23,901,000 | 24,039,000 | 23,730,000 | 24,697,000 |
| Noninterest-bearing deposits | 1,492,000 | 1,712,000 | 1,697,000 | 2,321,000 |
| Equity capital | 3,130,000 | 3,196,000 | 3,336,000 | 3,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 550,000 | 1,105,000 | 1,659,000 | 2,150,000 |
| Interest expense | 320,000 | 627,000 | 911,000 | 1,148,000 |
| Net interest income | 230,000 | 478,000 | 748,000 | 1,002,000 |
| Noninterest income | 26,000 | 52,000 | 78,000 | 106,000 |
| Noninterest expense | 168,000 | 347,000 | 526,000 | 704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 88,000 | 183,000 | 300,000 | 405,000 |
| Income tax | 35,000 | 60,000 | 88,000 | 123,000 |
| Net income | 53,000 | 123,000 | 212,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,069,000 | 3,138,000 | 3,228,000 | 3,148,000 |
| Total capital | 3,290,000 | 3,362,000 | 3,461,000 | 3,359,000 |
| Risk-weighted assets | 17,612,000 | 17,917,000 | 18,597,000 | 16,836,000 |