Call reports 2007
FIRST NATIONAL BANK OF LAKE CITY & CREEDE — 2007
What FIRST NATIONAL BANK OF LAKE CITY & CREEDE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 33,911,000 |
| Total loans | 14,757,000 |
| Allowance for loan losses | 261,000 |
| Securities available for sale | 9,191,000 |
| Securities held to maturity | 868,000 |
| Trading assets | 0 |
| Total deposits | 30,588,000 |
| Interest-bearing deposits | 23,100,000 |
| Noninterest-bearing deposits | 7,488,000 |
| Equity capital | 3,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 535,000 |
| Interest expense | 162,000 |
| Net interest income | 373,000 |
| Noninterest income | 32,000 |
| Noninterest expense | 379,000 |
| Provision for loan losses | 0 |
| Pretax income | 26,000 |
| Income tax | 8,000 |
| Net income | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 3,221,000 |
| Total capital | 3,443,000 |
| Risk-weighted assets | 17,726,000 |