Call reports 2005

FIRST NATIONAL BANK OF LAKE CITY & CREEDE — 2005

Name: FIRST NATIONAL BANK OF LAKE CITY & CREEDE — FFIEC call report 2005
Creator: FIRST NATIONAL BANK OF LAKE CITY & CREEDE

What FIRST NATIONAL BANK OF LAKE CITY & CREEDE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fc47e361-5114-4cd7-81bc-8f8ab0feaa33/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	32,666,000	36,537,000	38,136,000	35,619,000
Total loans	21,197,000	21,089,000	20,548,000	19,134,000
Allowance for loan losses	292,000	292,000	292,000	279,000
Securities available for sale	6,444,000	6,663,000	8,074,000	9,034,000
Securities held to maturity	828,000	827,000	879,000	904,000
Trading assets	0	0	0	0
Total deposits	29,075,000	33,707,000	35,233,000	32,676,000
Interest-bearing deposits	24,107,000	26,812,000	26,476,000	25,708,000
Noninterest-bearing deposits	4,968,000	6,895,000	8,757,000	6,968,000
Equity capital	2,637,000	2,749,000	2,802,000	2,833,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	438,000	895,000	1,434,000	1,964,000
Interest expense	114,000	240,000	377,000	512,000
Net interest income	324,000	655,000	1,057,000	1,452,000
Noninterest income	27,000	64,000	78,000	101,000
Noninterest expense	265,000	550,000	835,000	1,155,000
Provision for loan losses	0	0	0	-13,000
Pretax income	86,000	167,000	300,000	411,000
Income tax	28,000	53,000	100,000	131,000
Net income	58,000	114,000	200,000	280,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	2,735,000	2,791,000	2,877,000	2,957,000
Total capital	3,005,000	3,074,000	3,165,000	3,229,000
Risk-weighted assets	21,685,000	22,620,000	23,013,000	21,485,000