Call reports 2004

FIRST NATIONAL BANK OF LAKE CITY & CREEDE — 2004

Name: FIRST NATIONAL BANK OF LAKE CITY & CREEDE — FFIEC call report 2004
Creator: FIRST NATIONAL BANK OF LAKE CITY & CREEDE

What FIRST NATIONAL BANK OF LAKE CITY & CREEDE reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fc47e361-5114-4cd7-81bc-8f8ab0feaa33/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	32,225,000	31,290,000	37,861,000	32,668,000
Total loans	18,503,000	18,263,000	20,332,000	21,117,000
Allowance for loan losses	290,000	292,000	262,000	292,000
Securities available for sale	5,254,000	6,218,000	5,878,000	6,665,000
Securities held to maturity	721,000	720,000	822,000	828,000
Trading assets	0	0	0	0
Total deposits	29,540,000	28,684,000	35,113,000	29,584,000
Interest-bearing deposits	24,100,000	23,597,000	23,907,000	23,978,000
Noninterest-bearing deposits	5,440,000	5,087,000	11,206,000	5,606,000
Equity capital	2,648,000	2,534,000	2,653,000	2,691,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	136,000	520,000	938,000	1,389,000
Interest expense	38,000	149,000	262,000	370,000
Net interest income	98,000	371,000	676,000	1,019,000
Noninterest income	8,000	37,000	83,000	140,000
Noninterest expense	91,000	354,000	626,000	920,000
Provision for loan losses	5,000	5,000	5,000	5,000
Pretax income	10,000	68,000	147,000	215,000
Income tax	1,000	15,000	40,000	62,000
Net income	9,000	53,000	107,000	153,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	2,597,000	2,641,000	2,680,000	2,725,000
Total capital	2,831,000	2,871,000	2,942,000	2,993,000
Risk-weighted assets	18,665,000	18,308,000	21,924,000	21,402,000