Call reports 2001
FIRST NATIONAL BANK OF LAKE CITY & CREEDE — 2001
What FIRST NATIONAL BANK OF LAKE CITY & CREEDE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 27,213,000 | 30,341,000 | 31,874,000 | 30,820,000 |
| Total loans | 22,008,000 | 21,872,000 | 22,594,000 | 21,242,000 |
| Allowance for loan losses | 224,000 | 224,000 | 219,000 | 218,000 |
| Securities available for sale | 2,114,000 | 1,011,000 | 1,123,000 | 1,899,000 |
| Securities held to maturity | 277,000 | 167,000 | 218,000 | 462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,483,000 | 27,874,000 | 29,368,000 | 28,281,000 |
| Interest-bearing deposits | 20,417,000 | 24,022,000 | 23,921,000 | 24,125,000 |
| Noninterest-bearing deposits | 3,066,000 | 3,852,000 | 5,447,000 | 4,156,000 |
| Equity capital | 2,325,000 | 2,355,000 | 2,378,000 | 2,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,237,000 | 1,837,000 | 2,337,000 |
| Interest expense | 271,000 | 543,000 | 802,000 | 1,028,000 |
| Net interest income | 347,000 | 694,000 | 1,035,000 | 1,309,000 |
| Noninterest income | 41,000 | 93,000 | 181,000 | 244,000 |
| Noninterest expense | 333,000 | 655,000 | 985,000 | 1,248,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 17,000 |
| Pretax income | 49,000 | 127,000 | 226,000 | 281,000 |
| Income tax | 14,000 | 39,000 | 72,000 | 89,000 |
| Net income | 36,000 | 88,000 | 154,000 | 192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,315,000 | 2,347,000 | 2,364,000 | 2,403,000 |
| Total capital | 2,539,000 | 2,571,000 | 2,583,000 | 2,621,000 |
| Risk-weighted assets | 20,609,000 | 21,310,000 | 21,492,000 | 20,209,000 |