Call reports 2005
NEWTON TRUST COMPANY, THE — 2005
What NEWTON TRUST COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Total assets | 360,731,000 | 366,556,000 | 374,669,000 |
| Total loans | 197,530,000 | 193,400,000 | 190,013,000 |
| Allowance for loan losses | 1,901,000 | 1,840,000 | 1,942,000 |
| Securities available for sale | 30,461,000 | 28,195,000 | 35,260,000 |
| Securities held to maturity | 35,724,000 | 32,214,000 | 29,305,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 255,191,000 | 261,266,000 | 268,630,000 |
| Interest-bearing deposits | 210,742,000 | 214,058,000 | 225,181,000 |
| Noninterest-bearing deposits | 44,449,000 | 47,208,000 | 43,449,000 |
| Equity capital | 97,928,000 | 98,925,000 | 99,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Interest income | 3,605,000 | 7,243,000 | 11,125,000 |
| Interest expense | 643,000 | 1,338,000 | 2,312,000 |
| Net interest income | 2,962,000 | 5,905,000 | 8,813,000 |
| Noninterest income | 292,000 | 691,000 | 1,147,000 |
| Noninterest expense | 2,160,000 | 4,134,000 | 6,072,000 |
| Provision for loan losses | 81,000 | 174,000 | 252,000 |
| Pretax income | 1,015,000 | 2,290,000 | 3,638,000 |
| Income tax | 327,000 | 737,000 | 1,161,000 |
| Net income | 688,000 | 1,553,000 | 2,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 |
|---|---|---|---|
| Tier 1 capital | 32,099,000 | 33,230,000 | 34,355,000 |
| Total capital | 34,000,000 | 35,070,000 | 36,297,000 |
| Risk-weighted assets | 211,227,000 | 208,846,000 | 204,666,000 |