Call reports 2004
NEWTON TRUST COMPANY, THE — 2004
What NEWTON TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 314,520,000 | 314,367,000 | 371,333,000 | 367,984,000 |
| Total loans | 197,482,000 | 201,137,000 | 202,151,000 | 201,797,000 |
| Allowance for loan losses | 2,249,000 | 2,301,000 | 2,186,000 | 1,866,000 |
| Securities available for sale | 41,453,000 | 43,093,000 | 36,531,000 | 35,003,000 |
| Securities held to maturity | 43,264,000 | 39,801,000 | 40,987,000 | 40,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,975,000 | 266,903,000 | 261,533,000 | 257,632,000 |
| Interest-bearing deposits | 219,734,000 | 217,515,000 | 213,638,000 | 209,361,000 |
| Noninterest-bearing deposits | 46,241,000 | 49,388,000 | 47,895,000 | 48,271,000 |
| Equity capital | 32,693,000 | 32,536,000 | 97,093,000 | 97,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,951,000 | 7,841,000 | 3,633,000 | 7,333,000 |
| Interest expense | 733,000 | 1,449,000 | 701,000 | 1,352,000 |
| Net interest income | 3,218,000 | 6,392,000 | 2,932,000 | 5,981,000 |
| Noninterest income | 307,000 | 620,000 | 462,000 | 797,000 |
| Noninterest expense | 2,092,000 | 4,186,000 | 2,043,000 | 4,454,000 |
| Provision for loan losses | 51,000 | 436,000 | 51,000 | 102,000 |
| Pretax income | 1,427,000 | 2,435,000 | 1,300,000 | 2,223,000 |
| Income tax | 396,000 | 718,000 | 432,000 | 713,000 |
| Net income | 1,031,000 | 1,717,000 | 868,000 | 1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,414,000 | 32,763,000 | 31,371,000 | 31,735,000 |
| Total capital | 34,663,000 | 35,064,000 | 33,557,000 | 33,601,000 |
| Risk-weighted assets | 221,251,000 | 227,091,000 | 219,713,000 | 219,040,000 |