Call reports 2003
NEWTON TRUST COMPANY, THE — 2003
What NEWTON TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 308,268,000 | 318,783,000 | 319,093,000 | 320,498,000 |
| Total loans | 157,871,000 | 161,311,000 | 170,555,000 | 186,443,000 |
| Allowance for loan losses | 2,077,000 | 2,116,000 | 2,158,000 | 2,198,000 |
| Securities available for sale | 63,229,000 | 63,786,000 | 63,850,000 | 56,213,000 |
| Securities held to maturity | 59,989,000 | 60,883,000 | 55,044,000 | 50,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,881,000 | 265,342,000 | 268,607,000 | 269,533,000 |
| Interest-bearing deposits | 213,812,000 | 219,359,000 | 220,372,000 | 220,908,000 |
| Noninterest-bearing deposits | 44,069,000 | 45,983,000 | 48,235,000 | 48,625,000 |
| Equity capital | 32,053,000 | 32,555,000 | 32,727,000 | 33,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,962,000 | 7,873,000 | 11,710,000 | 15,658,000 |
| Interest expense | 919,000 | 1,730,000 | 2,486,000 | 3,235,000 |
| Net interest income | 3,043,000 | 6,143,000 | 9,224,000 | 12,423,000 |
| Noninterest income | 350,000 | 692,000 | 1,032,000 | 1,350,000 |
| Noninterest expense | 2,260,000 | 4,526,000 | 6,802,000 | 8,998,000 |
| Provision for loan losses | 41,000 | 83,000 | 124,000 | 165,000 |
| Pretax income | 1,066,000 | 2,201,000 | 3,309,000 | 4,651,000 |
| Income tax | 312,000 | 653,000 | 982,000 | 1,394,000 |
| Net income | 754,000 | 1,548,000 | 2,327,000 | 3,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,484,000 | 31,938,000 | 32,375,000 | 32,962,000 |
| Total capital | 33,561,000 | 34,054,000 | 34,533,000 | 35,160,000 |
| Risk-weighted assets | 191,423,000 | 195,636,000 | 203,849,000 | 218,127,000 |