Call reports 2020
FIRST COMMUNITY BANK — 2020
What FIRST COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 302,006,000 | 341,531,000 | 335,550,000 | 344,587,000 |
| Total loans | 183,653,000 | 210,340,000 | 218,905,000 | 202,930,000 |
| Allowance for loan losses | 3,155,000 | 3,372,000 | 3,787,000 | 4,212,000 |
| Securities available for sale | 64,718,000 | 73,036,000 | 79,367,000 | 89,535,000 |
| Securities held to maturity | 826,000 | 828,000 | 830,000 | 832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,201,000 | 261,989,000 | 263,380,000 | 282,434,000 |
| Interest-bearing deposits | 178,898,000 | 185,404,000 | 179,367,000 | 190,755,000 |
| Noninterest-bearing deposits | 66,303,000 | 76,585,000 | 84,013,000 | 91,679,000 |
| Equity capital | 35,930,000 | 37,231,000 | 38,178,000 | 39,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,970,000 | 6,236,000 | 9,965,000 | 13,222,000 |
| Interest expense | 478,000 | 878,000 | 1,167,000 | 1,426,000 |
| Net interest income | 2,492,000 | 5,358,000 | 8,798,000 | 11,796,000 |
| Noninterest income | 949,000 | 2,734,000 | 4,400,000 | 6,501,000 |
| Noninterest expense | 2,751,000 | 5,660,000 | 8,814,000 | 12,036,000 |
| Provision for loan losses | 70,000 | 295,000 | 520,000 | 945,000 |
| Pretax income | 663,000 | 2,181,000 | 3,908,000 | 5,404,000 |
| Income tax | 150,000 | 530,000 | 1,028,000 | 1,175,000 |
| Net income | 513,000 | 1,651,000 | 2,880,000 | 4,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,024,000 | 35,162,000 | 35,798,000 | 37,148,000 |
| Total capital | 36,730,000 | 38,101,000 | 38,977,000 | 40,169,000 |
| Risk-weighted assets | 216,015,000 | 234,720,000 | 253,681,000 | 240,483,000 |