Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 290,302,000 | 299,153,000 | 305,959,000 | 302,420,000 |
| Total loans | 166,569,000 | 188,271,000 | 197,073,000 | 188,671,000 |
| Allowance for loan losses | 2,739,000 | 2,804,000 | 2,885,000 | 3,089,000 |
| Securities available for sale | 93,392,000 | 79,712,000 | 76,020,000 | 69,911,000 |
| Securities held to maturity | 827,000 | 829,000 | 831,000 | 833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,950,000 | 231,666,000 | 230,865,000 | 246,393,000 |
| Interest-bearing deposits | 162,367,000 | 165,844,000 | 161,884,000 | 176,698,000 |
| Noninterest-bearing deposits | 67,583,000 | 65,822,000 | 68,981,000 | 69,695,000 |
| Equity capital | 32,998,000 | 34,065,000 | 34,480,000 | 35,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,874,000 | 6,064,000 | 9,509,000 | 13,130,000 |
| Interest expense | 465,000 | 1,018,000 | 1,657,000 | 2,184,000 |
| Net interest income | 2,409,000 | 5,046,000 | 7,852,000 | 10,946,000 |
| Noninterest income | 748,000 | 1,772,000 | 2,899,000 | 4,090,000 |
| Noninterest expense | 2,720,000 | 5,498,000 | 8,353,000 | 11,227,000 |
| Provision for loan losses | 15,000 | 80,000 | 170,000 | 310,000 |
| Pretax income | 422,000 | 1,243,000 | 2,231,000 | 3,519,000 |
| Income tax | 106,000 | 309,000 | 523,000 | 575,000 |
| Net income | 316,000 | 934,000 | 1,708,000 | 2,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,030,000 | 32,649,000 | 32,868,000 | 34,103,000 |
| Total capital | 34,627,000 | 35,409,000 | 35,708,000 | 36,849,000 |
| Risk-weighted assets | 207,630,000 | 220,766,000 | 227,231,000 | 219,301,000 |