Call reports 2018
FIRST COMMUNITY BANK — 2018
What FIRST COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 273,817,000 | 296,014,000 | 299,691,000 | 288,160,000 |
| Total loans | 139,931,000 | 161,690,000 | 169,269,000 | 161,677,000 |
| Allowance for loan losses | 2,907,000 | 2,921,000 | 2,726,000 | 2,731,000 |
| Securities available for sale | 104,967,000 | 102,065,000 | 97,417,000 | 94,646,000 |
| Securities held to maturity | 827,000 | 829,000 | 831,000 | 833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,796,000 | 227,208,000 | 232,793,000 | 234,833,000 |
| Interest-bearing deposits | 157,964,000 | 162,835,000 | 164,122,000 | 164,713,000 |
| Noninterest-bearing deposits | 63,832,000 | 64,373,000 | 68,671,000 | 70,120,000 |
| Equity capital | 30,436,000 | 30,952,000 | 31,041,000 | 32,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,427,000 | 5,078,000 | 8,228,000 | 11,183,000 |
| Interest expense | 258,000 | 636,000 | 1,129,000 | 1,600,000 |
| Net interest income | 2,169,000 | 4,442,000 | 7,099,000 | 9,583,000 |
| Noninterest income | 882,000 | 1,926,000 | 3,087,000 | 4,002,000 |
| Noninterest expense | 2,636,000 | 5,232,000 | 8,028,000 | 10,588,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 400,000 | 1,106,000 | 2,113,000 | 2,938,000 |
| Income tax | 106,000 | 276,000 | 322,000 | 531,000 |
| Net income | 294,000 | 830,000 | 1,791,000 | 2,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,674,000 | 31,209,000 | 31,653,000 | 32,269,000 |
| Total capital | 32,991,000 | 33,744,000 | 34,258,000 | 34,790,000 |
| Risk-weighted assets | 184,755,000 | 202,440,000 | 208,276,000 | 201,477,000 |