Call reports 2017
FIRST COMMUNITY BANK — 2017
What FIRST COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 280,313,000 | 284,529,000 | 282,913,000 | 281,953,000 |
| Total loans | 133,437,000 | 149,433,000 | 149,096,000 | 134,073,000 |
| Allowance for loan losses | 2,983,000 | 2,748,000 | 2,767,000 | 2,890,000 |
| Securities available for sale | 117,071,000 | 106,540,000 | 103,985,000 | 103,786,000 |
| Securities held to maturity | 826,000 | 828,000 | 830,000 | 832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,450,000 | 223,868,000 | 217,911,000 | 234,763,000 |
| Interest-bearing deposits | 157,760,000 | 159,288,000 | 151,714,000 | 164,268,000 |
| Noninterest-bearing deposits | 66,690,000 | 64,580,000 | 66,197,000 | 70,495,000 |
| Equity capital | 30,350,000 | 31,814,000 | 31,924,000 | 31,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,357,000 | 4,785,000 | 7,341,000 | 9,997,000 |
| Interest expense | 180,000 | 419,000 | 700,000 | 921,000 |
| Net interest income | 2,177,000 | 4,366,000 | 6,641,000 | 9,076,000 |
| Noninterest income | 888,000 | 1,953,000 | 3,030,000 | 3,971,000 |
| Noninterest expense | 2,396,000 | 4,782,000 | 7,262,000 | 9,848,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 654,000 | 1,536,000 | 2,376,000 | 3,152,000 |
| Income tax | 207,000 | 401,000 | 554,000 | 961,000 |
| Net income | 447,000 | 1,135,000 | 1,822,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,635,000 | 30,322,000 | 30,529,000 | 30,898,000 |
| Total capital | 31,841,000 | 32,669,000 | 32,856,000 | 33,079,000 |
| Risk-weighted assets | 175,736,000 | 187,318,000 | 185,731,000 | 173,828,000 |