Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 275,794,000 | 280,835,000 | 275,874,000 | 280,865,000 |
| Total loans | 127,351,000 | 139,793,000 | 138,999,000 | 137,954,000 |
| Allowance for loan losses | 3,207,000 | 3,143,000 | 3,142,000 | 2,955,000 |
| Securities available for sale | 116,472,000 | 113,700,000 | 109,632,000 | 111,706,000 |
| Securities held to maturity | 808,000 | 823,000 | 827,000 | 830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,328,000 | 218,174,000 | 213,711,000 | 225,185,000 |
| Interest-bearing deposits | 161,796,000 | 155,491,000 | 152,470,000 | 157,601,000 |
| Noninterest-bearing deposits | 67,532,000 | 62,683,000 | 61,241,000 | 67,584,000 |
| Equity capital | 29,688,000 | 31,237,000 | 31,410,000 | 29,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,293,000 | 4,651,000 | 7,088,000 | 9,495,000 |
| Interest expense | 150,000 | 305,000 | 475,000 | 647,000 |
| Net interest income | 2,143,000 | 4,346,000 | 6,613,000 | 8,848,000 |
| Noninterest income | 1,069,000 | 2,208,000 | 3,558,000 | 4,702,000 |
| Noninterest expense | 2,295,000 | 4,725,000 | 7,071,000 | 9,431,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 20,000 |
| Pretax income | 917,000 | 1,829,000 | 3,095,000 | 4,099,000 |
| Income tax | 359,000 | 587,000 | 858,000 | 1,287,000 |
| Net income | 558,000 | 1,242,000 | 2,237,000 | 2,812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,840,000 | 28,523,000 | 29,074,000 | 29,649,000 |
| Total capital | 29,897,000 | 30,674,000 | 31,265,000 | 31,867,000 |
| Risk-weighted assets | 163,488,000 | 171,121,000 | 174,354,000 | 176,678,000 |