Call reports 2015
FIRST COMMUNITY BANK — 2015
What FIRST COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 285,083,000 | 279,322,000 | 273,587,000 | 274,665,000 |
| Total loans | 118,628,000 | 136,513,000 | 138,454,000 | 127,066,000 |
| Allowance for loan losses | 3,115,000 | 3,287,000 | 3,281,000 | 3,278,000 |
| Securities available for sale | 126,015,000 | 116,070,000 | 109,299,000 | 120,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,083,000 | 224,717,000 | 222,582,000 | 230,119,000 |
| Interest-bearing deposits | 170,115,000 | 159,782,000 | 154,563,000 | 162,132,000 |
| Noninterest-bearing deposits | 70,968,000 | 64,935,000 | 68,019,000 | 67,987,000 |
| Equity capital | 26,925,000 | 27,034,000 | 28,354,000 | 28,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,150,000 | 4,469,000 | 7,025,000 | 9,348,000 |
| Interest expense | 145,000 | 290,000 | 441,000 | 586,000 |
| Net interest income | 2,005,000 | 4,179,000 | 6,584,000 | 8,762,000 |
| Noninterest income | 999,000 | 2,224,000 | 3,471,000 | 4,762,000 |
| Noninterest expense | 2,196,000 | 4,382,000 | 6,714,000 | 9,045,000 |
| Provision for loan losses | 10,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 794,000 | 2,014,000 | 3,334,000 | 4,473,000 |
| Income tax | 299,000 | 621,000 | 1,065,000 | 1,448,000 |
| Net income | 495,000 | 1,393,000 | 2,269,000 | 3,025,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,417,000 | 26,315,000 | 26,895,000 | 27,650,000 |
| Total capital | 27,335,000 | 28,389,000 | 28,969,000 | 29,674,000 |
| Risk-weighted assets | 152,263,000 | 164,763,000 | 164,740,000 | 160,628,000 |