Call reports 2014
FIRST COMMUNITY BANK — 2014
What FIRST COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 246,070,000 | 252,928,000 | 263,466,000 | 280,975,000 |
| Total loans | 120,837,000 | 131,759,000 | 133,944,000 | 123,378,000 |
| Allowance for loan losses | 2,908,000 | 2,988,000 | 3,103,000 | 3,100,000 |
| Securities available for sale | 91,800,000 | 90,938,000 | 89,642,000 | 99,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,898,000 | 217,587,000 | 225,738,000 | 240,796,000 |
| Interest-bearing deposits | 147,209,000 | 152,605,000 | 155,713,000 | 169,650,000 |
| Noninterest-bearing deposits | 63,689,000 | 64,982,000 | 70,025,000 | 71,146,000 |
| Equity capital | 23,848,000 | 24,869,000 | 25,161,000 | 26,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,356,000 | 6,660,000 | 8,893,000 |
| Interest expense | 137,000 | 274,000 | 415,000 | 558,000 |
| Net interest income | 1,987,000 | 4,082,000 | 6,245,000 | 8,335,000 |
| Noninterest income | 798,000 | 1,663,000 | 2,747,000 | 3,827,000 |
| Noninterest expense | 2,029,000 | 4,119,000 | 6,409,000 | 8,411,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 696,000 | 1,476,000 | 2,343,000 | 3,421,000 |
| Income tax | 263,000 | 454,000 | 751,000 | 886,000 |
| Net income | 433,000 | 1,022,000 | 1,592,000 | 2,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,227,000 | 23,816,000 | 24,200,000 | 25,144,000 |
| Total capital | 24,985,000 | 25,703,000 | 26,098,000 | 26,930,000 |
| Risk-weighted assets | 139,487,000 | 149,838,000 | 150,671,000 | 141,552,000 |