Call reports 2013
FIRST COMMUNITY BANK — 2013
What FIRST COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 245,033,000 | 231,166,000 | 237,849,000 | 244,722,000 |
| Total loans | 122,783,000 | 126,674,000 | 127,004,000 | 121,334,000 |
| Allowance for loan losses | 2,790,000 | 2,842,000 | 2,911,000 | 2,846,000 |
| Securities available for sale | 74,171,000 | 77,803,000 | 76,104,000 | 84,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,589,000 | 198,502,000 | 205,138,000 | 211,432,000 |
| Interest-bearing deposits | 151,025,000 | 142,751,000 | 144,705,000 | 145,033,000 |
| Noninterest-bearing deposits | 60,564,000 | 55,751,000 | 60,433,000 | 66,399,000 |
| Equity capital | 23,042,000 | 22,285,000 | 22,845,000 | 23,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,010,000 | 4,068,000 | 6,235,000 | 8,320,000 |
| Interest expense | 172,000 | 331,000 | 482,000 | 627,000 |
| Net interest income | 1,838,000 | 3,737,000 | 5,753,000 | 7,693,000 |
| Noninterest income | 1,214,000 | 2,555,000 | 3,612,000 | 4,537,000 |
| Noninterest expense | 1,992,000 | 4,245,000 | 6,356,000 | 8,372,000 |
| Provision for loan losses | 210,000 | 420,000 | 550,000 | 690,000 |
| Pretax income | 850,000 | 1,627,000 | 2,459,000 | 3,168,000 |
| Income tax | 278,000 | 573,000 | 840,000 | 938,000 |
| Net income | 572,000 | 1,054,000 | 1,619,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,395,000 | 21,878,000 | 22,331,000 | 22,942,000 |
| Total capital | 23,053,000 | 23,659,000 | 24,137,000 | 24,676,000 |
| Risk-weighted assets | 131,804,000 | 141,461,000 | 143,337,000 | 137,615,000 |