Call reports 2012
FIRST COMMUNITY BANK — 2012
What FIRST COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 222,445,000 | 223,364,000 | 229,308,000 | 246,788,000 |
| Total loans | 127,311,000 | 137,672,000 | 135,554,000 | 125,883,000 |
| Allowance for loan losses | 2,592,000 | 2,564,000 | 2,829,000 | 2,569,000 |
| Securities available for sale | 62,162,000 | 59,945,000 | 56,078,000 | 64,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,857,000 | 193,254,000 | 197,415,000 | 213,899,000 |
| Interest-bearing deposits | 139,649,000 | 144,047,000 | 144,033,000 | 149,086,000 |
| Noninterest-bearing deposits | 53,208,000 | 49,207,000 | 53,382,000 | 64,813,000 |
| Equity capital | 20,803,000 | 21,682,000 | 22,239,000 | 22,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,156,000 | 4,584,000 | 6,944,000 | 8,850,000 |
| Interest expense | 238,000 | 451,000 | 660,000 | 851,000 |
| Net interest income | 1,918,000 | 4,133,000 | 6,284,000 | 7,999,000 |
| Noninterest income | 677,000 | 1,632,000 | 2,536,000 | 3,931,000 |
| Noninterest expense | 1,857,000 | 3,772,000 | 5,769,000 | 7,968,000 |
| Provision for loan losses | 285,000 | 611,000 | 911,000 | 1,291,000 |
| Pretax income | 453,000 | 1,382,000 | 2,140,000 | 2,671,000 |
| Income tax | 223,000 | 438,000 | 748,000 | 806,000 |
| Net income | 230,000 | 944,000 | 1,392,000 | 1,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,189,000 | 19,903,000 | 20,351,000 | 20,823,000 |
| Total capital | 21,000,000 | 21,820,000 | 22,180,000 | 22,515,000 |
| Risk-weighted assets | 144,066,000 | 152,724,000 | 145,380,000 | 134,771,000 |