Call reports 2011
FIRST COMMUNITY BANK — 2011
What FIRST COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,184,000 | 210,712,000 | 216,816,000 | 226,542,000 |
| Total loans | 134,646,000 | 136,702,000 | 137,878,000 | 126,809,000 |
| Allowance for loan losses | 3,188,000 | 3,482,000 | 3,502,000 | 2,503,000 |
| Securities available for sale | 55,121,000 | 51,758,000 | 47,954,000 | 59,234,000 |
| Securities held to maturity | 10,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,558,000 | 182,835,000 | 186,938,000 | 195,119,000 |
| Interest-bearing deposits | 143,410,000 | 142,887,000 | 142,885,000 | 143,440,000 |
| Noninterest-bearing deposits | 43,148,000 | 39,948,000 | 44,053,000 | 51,679,000 |
| Equity capital | 19,397,000 | 20,190,000 | 20,953,000 | 20,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,328,000 | 4,797,000 | 7,148,000 | 9,436,000 |
| Interest expense | 341,000 | 651,000 | 953,000 | 1,239,000 |
| Net interest income | 1,987,000 | 4,146,000 | 6,195,000 | 8,197,000 |
| Noninterest income | 377,000 | 1,027,000 | 1,715,000 | 2,450,000 |
| Noninterest expense | 1,745,000 | 3,580,000 | 5,252,000 | 7,017,000 |
| Provision for loan losses | 190,000 | 550,000 | 860,000 | 2,460,000 |
| Pretax income | 429,000 | 1,043,000 | 1,798,000 | 1,170,000 |
| Income tax | 211,000 | 434,000 | 635,000 | 301,000 |
| Net income | 218,000 | 609,000 | 1,163,000 | 869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,308,000 | 18,699,000 | 19,253,000 | 18,958,000 |
| Total capital | 20,186,000 | 20,585,000 | 21,111,000 | 20,738,000 |
| Risk-weighted assets | 148,928,000 | 149,321,000 | 148,620,000 | 141,698,000 |